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Like Goldilocks, we want things to work out just right. When it comes to our health, though, things don't work out just right by themselves.Neglect causes many serious health problems. Abuse - in the form of unhealthy behaviors - causes many additional serious disorders.Every day on TV and radio news

Health insurance costs are out of control. We're all painfully aware of this inflationary spiral. Monthly premiums are through the roof. Co-payments keep going up and up. Out-of-pocket expenses are so high we often wonder what we're saving by purchasing health insurance at all. Every family has been